Let’s face it, there are times we wish we’d had the money to solve an emergency situation, but we couldn’t and we had to borrow from a friend or a family member.
How can we make sure that we never end up in the same situations again? It’s simple, we can stop using unnecessary money for a year, and save up a months’ worth of salary to hide away for emergency situations.
Here is a top 10 list of money saving suggestions that may be useful.
1- Pay back the credit company as soon as possible. That should be your first and obvious priority.
2- Plan ahead of time and don’t live for the day when it comes to your money. Believe me using money fast is easier that you think.
3- Make a monthly budget, one month ahead. If you haven’t done that before now is the time to start. There are many good and user friendly budget applications that you can download from your computer or smartphone.
4- Instead of buying grocery every day, plan ahead and make grocery shopping list for a week, this will save you money on the long run.
5- Have meat-free day once a week. Instead make yourself and your family pasta with vegetables.
6- Cut down on snacks, candy, soda and fast food. Not only do you save lots of money on it, but it will give you greater health benefits as well.
7- Drink only water, it’s free and it’s good for your health too.
8- Eat what you have purchased. It sounds obvious, but we all have food in the kitchen, refrigerator or cabinets that sits their till their expired or become bad and ends up in the garbage can.
9- Keep your home clean and organized. This will save you money on cleaning products.
10- Before you go out and buy magazines or books, check the internet first for a free copy. If you don’t find it there you could always try the local library.
Saving money is easy; just look at what you buy from time to time and think to yourself if you absolutely need to buy it.