You don’t have to be a genius to come up with ways to save money, just be creative.
1- Lower the inside heating temperature. Put on an extra sweater and thick wool socks if it’s too cold.
2- Dry your close inside or outside, but don’t use the dryer so you can save money on your electricity bill.
3- Save your loose pocket change. Remember, every penny counts.
4- Don’t let heat out from your living room. Save heat and electricity by closing of doors to rooms in your house that you don’t use.
5- Look for a cheaper insurance company that you can change to.
6- Look for a cheaper phone company that you can change to.
7- Try as best you can to cut your smoking habits.
8- Cut down on alcohol and party.
Don’t make this a lifetime habit. When you’ve saved a months’ worth of salary for emergency situations you should stop saving money.